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We Protect Your Rights To Claim On Underinsured Driver Collision Injuries

At Koon Cook & Walters, LLC, we understand the frustration and challenges of being injured in a motor vehicle accident caused by an uninsured or underinsured driver in the Columbia, Winnsboro, Irmo, Blythewood and West Columbia areas. Our experienced legal team has helped resolve many personal injury cases like these for clients across South Carolina, fighting for the compensation they deserve.

What Is Uninsured And Underinsured Motorist Coverage In South Carolina?

Uninsured motorist coverage protects you if you’re involved in an accident with an uninsured driver in South Carolina. This coverage can help pay for medical bills, lost wages, pain and suffering damages, and vehicle repairs resulting from the accident. However, it will not cover punitive damages meant to punish the at-fault driver, nor will it cover damages exceeding your policy limits. This coverage is mandatory in South Carolina.

Underinsured motorist coverage kicks in when the at-fault driver’s insurance limits are insufficient to fully cover your damages and injuries. Like uninsured motorist coverage, it helps pay for medical costs, lost income, pain/suffering and vehicle damage – but only amounts exceeding the at-fault driver’s policy limits. It doesn’t cover punitive damages or compensation beyond the combined limits of the other driver’s policy and your own underinsured coverage. Unlike uninsured motorist coverage, underinsurance motorist coverage isn’t mandatory.

While all South Carolina drivers must carry minimum uninsured motorist coverage, this may not adequately compensate you after a serious accident. Our attorneys will fight to maximize your recovery.

Dealing With Crashes Involving Uninsured/Underinsured Drivers

Making an uninsured/underinsured motorist claim can be complicated in South Carolina. It usually involves negotiating with your own insurance company, which isn’t always a straightforward process. Our Columbia attorneys have extensive experience with these cases and will work tirelessly to ensure you receive fair compensation.

We provide hands-on representation with direct attorney-client communication throughout your case. From investigating your accident to negotiating with insurers or taking your case to trial, our legal team will pursue effective strategies tailored to your unique situation.

Get A Tough Legal Advocate On Your Side

If you or a loved one has been injured by an uninsured/underinsured driver in Columbia, Winnsboro, Irmo, Blythewood, West Columbia or surrounding areas, you’ll need legal counsel to better make your case. Let Koon Cook & Walters, LLC, fight for the compensation you deserve. Call us today at 803-991-0685 or contact us through an online form to arrange a free consultation.